Bronx Rideshare Accident Lawyer | Uber & Lyft | $1M Policy

Hurt in a Bronx
Uber or Lyft? A $1M Policy
Is Available to You.

Rideshare use across the Bronx has grown dramatically — from Mott Haven to Fordham to Co-op City. When an Uber or Lyft driver causes an accident during an active trip anywhere in the Bronx, a $1 million commercial insurance policy is triggered. Free consultation. No fee unless we win.

$1M

Uber/Lyft Policy

Period 2/3

Coverage Triggered

Fee Unless We Win

The $1M Uber and Lyft Policy
Covers Every Bronx Accident.

The same $1M commercial insurance that applies to Manhattan rideshare accidents applies equally to every active-trip accident across the Bronx — from the Grand Concourse to the Cross Bronx Expressway to the residential streets of Co-op City.

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Period 3 — Passenger in Vehicle: $1M

Once a passenger is in an Uber or Lyft in the Bronx, the company provides up to $1,000,000 in commercial liability coverage. This covers the passenger, pedestrians the driver strikes, cyclists in bike lanes, and occupants of other vehicles — for any accident anywhere in the Bronx during an active trip.

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Period 2 — Ride Accepted, En Route: $1M

The $1M policy activates the moment a driver accepts a Bronx trip request — even before they reach the passenger. An accident on the Grand Concourse while the driver is en route to Fordham triggers the same coverage as if you were already in the car.

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Period 1 — App On, No Ride: Limited

When the app is on but no trip is accepted, Uber and Lyft provide contingent coverage of $50,000 per person/$100,000 per accident — supplementing the driver personal policy. We obtain the app data in every case to establish which period applies.

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Cross Bronx & Major Expressways

The Cross Bronx Expressway, the Major Deegan, and the Bruckner Expressway all run through the borough. Highway-speed accidents involving rideshare vehicles during active trips on these corridors frequently produce serious injuries — and the full $1M policy is available for every one of them.

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Trip Data Is the Key Evidence

Uber and Lyft maintain detailed records of every driver session — GPS coordinates, speed data, acceptance status, and timestamps. We subpoena this data in every Bronx rideshare case. Drivers who claim to be off-duty when they actually had the app active cannot hide from the records.

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Do Not Accept the First Offer

Rideshare insurance adjusters are trained to close Bronx claims fast with low offers — before you understand the full value of your injuries. Bronx Supreme Court juries are known for substantial verdicts. We use that leverage in every negotiation with Uber and Lyft insurers.

Every Bronx Rideshare
Victim Has Coverage Available.

The $1M Uber and Lyft commercial policy covers everyone hurt by a rideshare driver during an active trip in the Bronx — passengers, pedestrians crossing Fordham Road, cyclists on the Bronx River Greenway, drivers on the Major Deegan, and anyone else injured by the vehicle during a Period 2 or Period 3 trip.

The Bronx has a large and growing rideshare driver population — residents of Mott Haven, Highbridge, Pelham Parkway, and other neighborhoods who drive Uber or Lyft full-time or as supplemental income. We understand the insurance structure from both the victim and driver perspective, which makes us more efficient at navigating the multi-party claims that Bronx rideshare accidents often involve.

📱 Screenshot Your Trip Immediately After Any Bronx Rideshare Accident

Open the Uber or Lyft app and immediately screenshot the trip details — driver name, photo, vehicle make and model, license plate, and trip ID. This is your most critical piece of evidence and it can become unavailable if you wait. Take the screenshot before anything else, then call for help.

New York no-fault PIP insurance covers initial medical expenses for all vehicle occupants — including Bronx rideshare passengers — regardless of who caused the accident. But for serious injuries, the PIP coverage is quickly exhausted and the real recovery is against the rideshare commercial policy. We pursue both tracks simultaneously to maximize your total compensation.

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Passengers

Directly covered by $1M policy

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Pedestrians

Grand Concourse, Fordham Rd, all streets

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Other Drivers

Cross Bronx, Major Deegan, Bruckner

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Cyclists

Bronx River Greenway, road cyclists

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Motorcyclists

No PIP threshold — direct claim

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E-Bike Riders

Delivery and personal e-bikes

Hurt in a Bronx Rideshare Accident?

Screenshot the Trip

Open the Uber or Lyft app and screenshot driver details, vehicle, and trip ID. Do this before anything else.

Get Medical Care

Go to Lincoln Hospital, Montefiore, or BronxCare same day. No-fault PIP covers your ER visit regardless of fault.

Report in the App

Report the accident through the Uber or Lyft app to timestamp the incident and trigger the insurance process.

Call Before Signing

Rideshare insurers will offer fast, low settlements. Call us before accepting anything — that $1M policy has real room.

Bronx Rideshare Questions

I was a passenger in a Bronx Uber that was hit by another car. Do I have a claim?

Yes — as a passenger in an active Uber trip, you are covered by the $1M commercial policy regardless of which driver caused the accident. You can pursue a claim against the at-fault driver and potentially against the Uber insurer as well depending on the facts. Call us and we will identify all available insurance from all parties.

The Lyft driver says he was between rides when he hit me on Fordham Road. How do I verify?

Lyft maintains GPS and acceptance records for every driver session. We subpoena those records to determine the exact period of service at the time of the accident. Drivers who claim to be off-duty or between rides are frequently shown by the data to have had the app active — triggering at least Period 1 contingent coverage, and sometimes the full $1M policy.

I was walking across the Grand Concourse and got hit by a Uber driver who had a passenger. Am I covered?

Yes — pedestrians struck by rideshare vehicles during active trips (Period 3) are covered by the full $1M commercial policy. You do not need to have been in the vehicle. The policy covers all injury victims of the rideshare vehicle during the active trip period. Call us to evaluate your specific claim.

How long do I have to file a rideshare accident claim in the Bronx?

The standard New York personal injury statute of limitations is three years from the date of the accident for claims against the rideshare insurer and driver. If a government-owned road defect contributed to the accident, a 90-day Notice of Claim against the City may also be required. Call us to evaluate your full situation and all available claims.

Hurt in a BronxUber or Lyft? A $1M PolicyIs Available to You.