Brooklyn Rideshare Accident Lawyer | Uber & Lyft | $1M Policy

Hurt in a Brooklyn
Uber or Lyft? There Is a
$1M Policy Available.

Brooklyn is one of the highest-volume rideshare markets in NYC. From Atlantic Terminal to Williamsburg to Flatbush — when an Uber or Lyft driver causes an accident during an active trip, a $1 million commercial insurance policy is triggered. Free consultation, no fee unless we win.

$1M

Uber/Lyft Policy

Period 2/3

Coverage Triggered

Fee Unless We Win

The $1M Policy Is Triggered
the Moment You Accept a Trip.

Brooklyn generates enormous rideshare volume — nightlife in Williamsburg, transit connections at Atlantic Terminal, residential pickups across Flatbush and Crown Heights. Here is exactly how the insurance works when a driver causes an accident.

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Period 3 — Passenger in Vehicle: $1M

Once a passenger is in the Uber or Lyft vehicle, the company provides up to $1,000,000 in commercial liability coverage. This covers the passenger, any pedestrians or cyclists struck, and occupants of other vehicles. This is the most common scenario and the most valuable coverage available.

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Period 2 — Ride Accepted, En Route: $1M

After a driver accepts a trip request but before the passenger gets in, Uber and Lyft still provide the full $1M commercial policy. Accidents during this period — the driver en route to pick you up — trigger the same $1M coverage as if you were already in the car.

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Period 1 — App On, No Ride: Limited Coverage

When the app is on but no trip is accepted, Uber and Lyft provide contingent coverage of $50,000 per person/$100,000 per accident. This is less than the $1M but still supplements the driver's personal policy. We identify which period applies from the app data.

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Trip Data Proves the Period

The most important evidence in a Brooklyn rideshare case is the Uber or Lyft trip data — GPS logs, timestamps, acceptance status, and speed records. We subpoena this data in every case. Drivers who claim to be off-duty are often shown by the data to have had the app on.

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Brooklyn Cyclists Are Covered Too

Brooklyn has more cyclists than almost any borough. When a rideshare driver doors a cyclist on Bedford Avenue, cuts off a bike lane in Williamsburg, or strikes a cyclist at an Atlantic Avenue intersection during an active trip, the $1M policy covers the cyclist's injuries.

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Do Not Accept the First Offer

Uber and Lyft insurers move fast with low initial settlement offers — sometimes within days of the accident. These offers are calculated to close your claim before you understand the full value of your injuries and the policy limits available. Call us before accepting anything.

Every Brooklyn Rideshare
Victim Is Protected

The $1M Uber and Lyft commercial policy covers everyone injured by a rideshare driver during an active trip — not just passengers. Pedestrians crossing Flatbush Avenue, cyclists on the Williamsburg Bridge approach, drivers on the Brooklyn-Queens Expressway, and passengers in the back seat all have access to the same $1M policy when the driver had an active trip.

Brooklyn is also home to thousands of Uber and Lyft drivers — residents of Flatbush, East Flatbush, Canarsie, and other neighborhoods who drive rideshare as primary or supplemental income. We understand the insurance structure from both sides, which makes us more effective at navigating multi-party Brooklyn rideshare claims.

📱 Screenshot Your Trip Before You Do Anything Else

If you are in a rideshare accident in Brooklyn, the single most important thing you can do is immediately screenshot the trip details in the Uber or Lyft app — driver name, photo, vehicle make and model, license plate, and trip ID. This data can become unavailable if you wait. Do it before you even call for medical help if you are able.

No-fault PIP insurance in New York covers initial medical expenses for vehicle occupants — including rideshare passengers — regardless of fault. But for serious injuries, the no-fault coverage is quickly exhausted and the real fight is against the rideshare insurer for the full value of your injuries, lost wages, and pain and suffering.

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Passengers

Directly covered by $1M policy

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Pedestrians

Flatbush, Atlantic, Fulton corridors

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Cyclists

Williamsburg, Bushwick, Crown Heights

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Other Drivers

BQE, Belt Pkwy, Atlantic Ave

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Motorcyclists

No PIP threshold — direct claim

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E-Bike Riders

Delivery and personal e-bikes

Hurt in a Brooklyn Rideshare Accident?

Screenshot the Trip

Open the Uber or Lyft app immediately and screenshot the driver details, vehicle, and trip ID. Do this first.

Get Medical Care

Go to Kings County Hospital, NYU Langone Brooklyn, or Methodist. No-fault PIP covers your ER visit regardless of fault.

Report In the App

Report the accident through the Uber or Lyft app. This timestamps the incident and begins the insurance claim process.

Call Before Accepting

Rideshare insurers will offer fast, low settlements. Call us before signing anything — the $1M policy has real room to negotiate.

Brooklyn Rideshare Questions

I was a passenger in a Brooklyn Uber that got into an accident. What is my claim worth?

Your claim value depends on the severity of your injuries, lost wages, and pain and suffering — not just your medical bills. The $1M commercial policy provides substantial coverage for serious injuries. We evaluate the full range of your damages including future medical costs, lost earning capacity, and pain and suffering before advising on settlement value.

The Lyft driver who hit me was not on a trip when the accident happened. Do I still have a claim?

If the Lyft driver had the app on but no ride accepted — Period 1 — Lyft provides contingent coverage of $50,000 per person. If the app was completely off, you pursue the driver personally through their own insurance. We obtain the Lyft records to determine which scenario applies, because drivers and Lyft sometimes conflict on this question.

My injury was minor at first but got much worse. Can I still pursue a claim?

Yes. You should not accept any settlement until your injuries have reached maximum medical improvement and you understand the full extent of your damages. Insurance companies know that early settlements close cases before victims understand the full cost of their injuries. Call us before accepting any offer regardless of how minor the injury seemed at first.

I was on a bicycle in Williamsburg and got doored by a Lyft driver who was dropping off a passenger. Am I covered?

Yes — the driver was in Period 3 (passenger recently dropped off counts as active trip period in most interpretations) or Period 1 at minimum. The $1M commercial policy would be in play. Dooring incidents in Brooklyn involving rideshare vehicles are increasingly common on busy streets like Bedford, Grand, and Driggs. Call us.

Hurt in a BrooklynUber or Lyft? There Is a$1M Policy Available.