Manhattan Rideshare Accident Lawyer | Uber & Lyft | $1M Policy

Hurt in a Manhattan
Uber or Lyft? We Are Right
Here on 5th Ave.

Manhattan has more Uber and Lyft trips per square mile than anywhere in the world. When a rideshare driver causes an accident during an active trip, a $1 million commercial policy is triggered. Our office is at 579 5th Avenue — steps from where most of these accidents happen. Free consultation.

$1M

Uber/Lyft Policy

Period 2/3

Coverage Triggered

Fee Unless We Win

More Rideshare Trips Per Block
Than Anywhere on Earth.

Manhattan generates more Uber and Lyft trips than any comparable area in the world. Every block in Midtown, every corridor in Lower Manhattan, every late-night pickup in the Village — the $1M commercial policy is available every time a driver has an active trip.

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Period 3 — Passenger in Vehicle: $1M

Once you are in the Uber or Lyft, the company provides up to $1,000,000 in commercial liability coverage. This covers you as a passenger, any pedestrians or cyclists the driver strikes, and occupants of other vehicles. Times Square, Midtown, the FDR — this policy is in play on every Manhattan block.

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Period 2 — Ride Accepted, En Route: $1M

The moment a driver accepts your trip request — even before they arrive — the full $1M commercial policy is active. An accident while the driver is coming to pick you up in Murray Hill or the West Village triggers the same coverage as if you were already inside.

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Period 1 — App On, No Ride: Limited Coverage

When the app is on but no ride accepted, Uber and Lyft provide contingent coverage of $50,000 per person/$100,000 per accident. This supplements — but does not replace — the driver personal policy. We subpoena app data in every case to determine which period applies.

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Midtown Congestion Zone

The Manhattan congestion pricing zone covers most of the borough below 60th Street — precisely where rideshare volume is highest. The high density of vehicles, cyclists, delivery workers, and pedestrians in this zone creates constant accident risk. Every active-trip accident here triggers the $1M policy.

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Manhattan Cyclists Are Covered

Manhattan has the densest protected bike infrastructure in the city. When a rideshare driver cuts off a protected lane on 8th Avenue, doors a cyclist on Columbus Avenue, or clips a bike messenger crossing 5th Avenue during an active trip — the $1M commercial policy covers that cyclist.

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Our Office Is at 579 5th Avenue

We are not an out-of-borough referral network. Our office is at 579 5th Avenue in Midtown Manhattan — minutes from Penn Station, Grand Central, and Times Square. Manhattan rideshare cases are our home turf and we handle them every day.

Passengers, Pedestrians,
Cyclists — Everyone on Manhattan Streets.

The $1M Uber and Lyft commercial policy covers everyone injured by a rideshare driver during an active trip in Manhattan — not just passengers. The tourist crossing 7th Avenue in Times Square, the commuter on a Citi Bike crossing a Midtown intersection, the driver on the FDR whose lane was cut off by an Uber — all covered by the same $1M policy when the driver had an active trip.

Manhattan has the most complex rideshare accident scenarios of any borough. Congested Midtown blocks, bike lane violations on protected avenues, accidents in taxi stands, and hotel dropoff zone collisions all generate rideshare claims. We have handled all of these scenarios and know exactly how to identify the applicable policy and pursue the full coverage.

📱 Screenshot Everything Before Anything Else

After any Manhattan rideshare accident, the single most important action is to immediately screenshot the trip details in the Uber or Lyft app — driver name, photo, vehicle, license plate, and trip ID. Do this before the screen changes. This data is your most critical evidence and it can become unavailable if you wait.

Manhattan rideshare accidents near major venues — Madison Square Garden, Lincoln Center, Barclays Center approaches on the Manhattan side — often involve high volumes of simultaneous rideshare activity. When multiple vehicles are competing for the same pickup zone, accidents are frequent and the insurance analysis can involve multiple policies. We identify all of them.

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Passengers

Directly covered by $1M policy

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Pedestrians

Times Square, Midtown, all crosswalks

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Cyclists

Protected lanes, Citi Bike, messengers

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Other Drivers

FDR, West Side Hwy, all Manhattan roads

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Motorcyclists

No PIP threshold — direct claim

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E-Bike & Scooter Riders

Delivery and personal e-bikes

Hurt in a Manhattan Rideshare Accident?

Screenshot the Trip

Open the Uber or Lyft app and screenshot driver details, vehicle, and trip ID immediately. Do this first.

Get Medical Care

Go to the nearest ER — Bellevue, NYP, Mount Sinai, Lenox Hill. No-fault PIP covers your visit regardless of fault.

Report in the App

Report the accident through the Uber or Lyft app to timestamp it and trigger the insurance claim process.

Call Before Accepting

Rideshare insurers offer fast, low settlements. Call us at 579 5th Avenue before signing anything.

Manhattan Rideshare Questions

I was hurt in a Times Square area Uber. How do I know which policy applies?

The applicable policy depends on which period of service the driver was in — determined by subpoenaing the Uber app data showing acceptance status, GPS location, and timestamps at the time of the accident. Times Square is one of the highest-density rideshare zones in the world, and Period 2/3 accidents there almost always trigger the full $1M commercial policy.

A Lyft driver hit me while I was riding a Citi Bike on 8th Avenue. Am I covered?

Yes — if the Lyft driver had an active trip (Period 2 or 3), the $1M commercial policy covers you as a cyclist regardless of the fact that you were not in the vehicle. Bike lane violations in Manhattan by rideshare drivers during active trips are squarely covered. We subpoena the Lyft trip data to confirm the period of service.

The insurance adjuster called me within two days and offered a settlement. Should I take it?

No — not without calling us first. Insurance adjusters are trained to close claims fast and cheaply before victims understand the full extent of their injuries and the policy limits available. A two-day offer is almost never adequate compensation for a serious Manhattan rideshare injury. Call us before responding to any settlement offer.

I was dropped off at my hotel in Midtown and the Lyft driver hit another pedestrian right after I got out. Does that person have a claim against the $1M policy?

Possibly yes — the question is whether the trip was still considered active at the moment of the accident. Uber and Lyft app data records the exact moment a trip ends. If the driver had not yet ended the trip in the app when the pedestrian was struck, the $1M policy may still apply. We analyze the app data to determine this in every case.

Hurt in a ManhattanUber or Lyft? We Are RightHere on 5th Ave.