Total Body Surface Area (TBSA) drives the damages — not the burn count.
Burn severity is measured in Total Body Surface Area affected. A 15% TBSA burn from a kitchen fire often requires months at NYU Langone or Cornell's Weill Burn Centers, multiple skin grafts, and decade-long follow-up. Insurance carriers minimize by counting 'how many burns' — we present the case in TBSA and full-treatment-course costs.