Spinal cord injury lifetime costs are documented by NSCISC.
The National Spinal Cord Injury Statistical Center publishes the most-cited lifetime-cost data in SCI litigation. High tetraplegia: $5.1M first-year + $1.2M every year after, totaling over $20M for a 25-year-old. Low paraplegia: $1.2M first-year + $80K/year after. We build the case to those data points — not to insurance-carrier lowballs.